Acura is one of the leading manufacturers of luxury sedans, sports cars, and SUVs. Along with luxury comes the price, which means most people need a plan to finance a new Acura. At Acura of Memphis, we have a full-service finance center that can help you get an auto loan and help you purchase one of our excellent Acura models.
Financing with Acura of Memphis
We Make it Easy!
Should You Lease Your New Acura of Memphis Vehicle?
When you finance a new Acura in Memphis, you are attempting to get a loan to buy the vehicle outright. You make monthly payments over time until the loan is paid in full and the vehicle is officially yours.
With leasing, you also make monthly payments, but you are essentially "renting" the vehicle for a period of about five years or less, and then you return the vehicle to our dealership. When your lease expires, you can choose to apply for financing again to buy out the remaining amount on the vehicle, or you can trade in for another vehicle at our nearby Acura dealership and lease that instead.
How Do You Finance an Acura?
Come into our dealership in Memphis, find a model you love, and approach a team member in the finance department, serving Lakeland, Bartlett, Olive Branch, and Hernando. Let the team member know which model and trim level you would like to buy. The team member will sit down with you, review your finances, and create a loan application.
Most applicants and customers know within a few minutes of completing the application whether or not they have been approved. If you are denied for any reason, our team will look at other ways to get you into the Acura you want.
Visit Acura of Memphis for Financing
Acura of Memphis can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Come on down to our Acura dealership in Memphis, Tennessee, and see all the great new Acura models on the lot. These cars and SUVs have to be seen in person, and you should take a test drive while you are here. We look forward to working with you soon at Acura of Memphis.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Finance Center
Looking for convenient Acura financing? At Acura of Memphis Finance Center, we offer competitive rates and flexible payments to ensure you get the most convenient deal near Memphis, TN. Our dedicated team of experts is here to guide you through the process, whether you're interested in leasing or buying. Keep reading to discover streamlined financing options for your Acura.
Why Finance with Us?
Our finance center is staffed with knowledgeable professionals dedicated to getting you the best loan or lease possible. Our strong relationships with local lenders ensure you get the most favorable financing terms, ultimately saving you money.
Moreover, our financing options come with flexible payment plans, allowing you to tailor your payments to suit your budget. Plus, our straightforward process ensures you get behind the wheel of your dream Acura quickly and for a convenient deal.
Should I Buy or Lease My Next Acura?
The choice between buying and leasing an Acura depends on your interests and priorities. Leasing is an excellent choice for those who want to drive a brand-new vehicle and prefer to keep their monthly payments on the lower side. It offers the flexibility to drive a newer model at the end of your lease term-typically lasting two to three years-buy the vehicle outright if you grow fond of it, or simply return it and move on when the lease is over.
In contrast, a traditional loan allows you to build equity in the vehicle over time, potentially leading to long-term savings and greater flexibility in terms of usage and customization. Once you've paid off the loan, you can resell your vehicle as you see fit or keep driving it without monthly payments.
Simplify Your Process with Our Online Tools
In case you want to come to our dealership with all the information you need, or if you're looking to kickstart your process from the comfort of your home, use our online tools. With features like our Value Your Trade tool, you can quickly assess the worth of your current vehicle in case you want to trade it in.
You can also estimate your monthly payments using our payment calculator or pre-apply for financing by filling out our secure online application form.
Seize Our Monthly Specials
We offer rotating specials on new, used, and certified pre-owned vehicles to make your experience even more convenient. These exclusive deals are designed to bring you remarkable savings, whether you're in the market for a car or require services and parts to keep your Acura in top-notch condition. Browse our specials or give us a call to explore the latest incentives and discounts, ensuring you find the perfect vehicle at an exceptional value.
Contact Us Today!
At Acura of Memphis, we can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle. Visit us near Memphis, Tennessee, and get behind the wheel of your dream Acura!
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Acura of Memphis
2611 Ridgeway Rd
Memphis, TN 38119
- Sales: (901) 630-4664
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